This is now my second post in relation to Legal and Financial Claims. This Company seeked claims against the banking industry for unlawful credit card agreements and also payment protect insurance (PPI).
Payment Protection Insurance (PPI), or Accident, Sickness and Unemployment Cover (ASU) has been sold alongside credit agreements for years.
Whether you have a Secured Personal Loan, a Credit Card, Hire Purchase Agreement or Mortgage the purpose of this insurance was to ensure loan repayments were paid if you were unable to work through illness, made unemployed or become incapacitated.
Wealthy Affiliate University Or Maverick Money Makers?
Wealthy Affiliate University and Maverick Money Makers are probably two of the best affiliate marketing training sites available. But which one is best and which one should you join?
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At Rat Race Winner I only give honest reviews and recommendations. If a product is shite, I will tell you so. If a product delivers on it promises; I will be its best ambassador!
The Showdown…..
Maverick Money Makers
Maverick Money Makers is a unique and innovative millionaires club which teaches members how to find online products to sell; then through in-depth video tutorials shows its members how to use ground breaking marketing.
Wealthy Affiliate University – What You Get As A Member
Wealthy Affiliate University is an affiliate membership site. I joined recently and I have to say this product knocks the socks of anything else I have tried previously.
There are hundreds of places that you can learn to make money online, and some even provide good affiliate marketing training. If you have read my previous posts you will know I have tried most of them, and I only ever give honest reviews. If a product is shite, I will tell you so! This is NOT the case with Wealthy Affiliate University. It is one of the finest training sites that I’ve seen and used.
Wealthy Affiliate University Review
Wealthy Affiliate is basically a complete web based affiliate learning center. It provides you with all the necessary tools and resources to virtually guarantee success as an Internet marketer.
Wealthy Affiliate was created by two Internet millionaires called Kyle and Carson, they have created a training center that has more affiliate tools and resources then any other website on the Internet, including Maverick Money Makers! There are tons of other websites out there that offer “get rich overnight” promises that are simply not true. I should know as I have tried most of the alleged better ones.
Legal And Financial Claims are a credit card claim Company who state they can get your unenforceable credit card balances wiped clear and mis-sold payment protection insurance refunded.
These credit card claims in-particular are made possible due to the 1974 Consumer Credit Act which might render any credit card agreements made prior to April 6th 2007 unenforceable.
If you are a UK resident you will no doubt of heard of similar claim companies advertising in the media. Our hectic spend spend lifestyles have left so many people in serious debt! Right now credit card claims and debt assistance is boom business within the Rat Race. And with any boom business you get the con men moving in for the easy feast; preying on the desperate people who are in debt.
If MLM or Multi Level Marketing Schemes are something you might be looking at trying – Then this article is a must read. Dont fall victim to a Scam!
Over the last few weeks I’ve been researching various websites which promote MLM opportunities, just to explore which products they are offering their readers.
The site authors state they will show you, mentor you, guide you and even hold your hand each step along the way to quick riches. They tell you how to make an automated five figure income within weeks…..
Well all I can say to this is ‘What a load of bollocks!’
Swine Flu Symptoms – A Personal Experience

Swine Flu h5n1 has finally struck the Sykes house hold. It got a grip of me on Monday; I was absolutely floored for five days!
My Swine Flu symptoms were headache, loss of appetite, a cough, runny nose, diarrhea, aching muscles and funny looking rash on my chest.
I used the emergency Swine Flu Pandemic Service online (UK only) which was excellently laid out and very easy to use. My symptoms were quickly confirmed as being Swine Flu and I was allocated a special code which allows me one box of Tamiflu.
There’s a a scam gambling system email currently doing the rounds. It describes a betting system on how to make easy money playing Roulette. A lot of my readers have advised me they have received the same email after it was mentioned via a comment in my article about gambling systems.
Heres a copy of the email…
yo mate, ok I`ll give you my trick but if you give it someone else I`ll fuckin kill you
you know in roulette you can bet on blacks or reds. If you bet $1 on black and it goes black you win $1 but if it goes red you loose your $1.
So I found a way you can win everytime:
A successful life isn’t just about how much money you make. Its all about a happy life balance. I know a lot of people who make more money than you could spend in a life time, but their success comes at a price. They never commit time to finding true love and experiencing enlightenment.
I consider myself to have a balanced life, it is far from perfect; but I strive every day to reach my personal goals for happiness.
Finding true love proved difficult for me, as I’m sure it does for the majority of people.
Over the last few weeks I have been testing out further money making schemes which have caught my attention. I wanted to put the claims of ‘get rich quick’ and ‘make money fast’ further to the test.
I’m afraid my tests have proven yet again these claims are shallow and false! These tests have cost me over $300 with no profit. If you are tempted to purchase such schemes read my reviews; they will save you money and time!








